And what kind of business do you have? It all depends on whether you have a high-volume merchant or not. Also on the type of your business, whether it is mainly focused on offline or online sales. I looked at Compare Merchant Services Providers on the website https://merchantservices-usa.com/compare and chose the option that was most suitable for my store. I use Leaders Merchant Services and they are focused on small businesses and here rates as low as 0.15%, which is not very much. I advise you to read all the information about each of them and then compare and choose the option that is most suitable for your business.