In my experience, ATM locator platforms are helpful as a starting point, but not always 100 percent reliable. Most do a decent job showing general locations and bank networks, but real time accuracy can be hit or miss. I have definitely been sent to ATMs that were out of service or removed entirely. Fee information is usually approximate, and actual charges can vary depending on the bank and card used. The better platforms tend to include user feedback, last updated timestamps, and filters for bank networks. Accessibility details and safety information are still pretty limited, which is something I would like to see improved.