It's crazy how many people aren't aware of their rights under the FCRA. I learned the hard way that a lack of education on rights under FCRA can really cost you. I had an inaccurate account show up on my credit report that I had to dispute. It took forever because I didn't know exactly what steps to take or how to demand proper investigations. Once I figured it out, I realized there are specific rules the credit bureaus must follow. If you're dealing with credit reporting issues, I highly recommend checking out https://consumerattorneys.com (https://consumerattorneys.com). They really helped me understand my rights and navigate the dispute process.