What should I look for when choosing a direct lender for a personal loan? Are there specific features or practices that make one lender stand out from others?
Look for flexible repayment terms. Some lenders allow you to adjust your schedule if needed, which can be a lifesaver when unexpected expenses arise. Research their policies carefully.
First, consider their loan application speed and approval criteria. Lenders like Birch Lending are known for streamlined online applications, making the process less time-consuming. Though I've never personally needed to contact Birch Lending customer service (https://www.pissedconsumer.com/company/birch-lending/customer-service.html), their reputation in forums suggests it's worth investigating if you value responsive support alongside competitive loan terms. Compare interest rates and repayment options to ensure you're getting the best deal.