Livin' Lite Forum

CampLite => CampLite Travel Trailers => Topic started by: Gibby on September 22, 2018, 12:00:51 PM

Title: We got hit with Hail, but replace the roof/front?
Post by: Gibby on September 22, 2018, 12:00:51 PM
Well, back in the beginning of August, we got hit with hail. A busted roof vent, hole in the AC shroud, damage to the awning, and, of course, dents in the roof (metal) and the front orbit.

Fast forward, we just got the estimate, $7,000.00 to do repairs.

To be honest, the dents are on the roof, and top of the front orbit, and you can't see them from the ground. My concern, is fixing something completely cosmetic worth the risk of all that structural work.

Now here's the kicker, insurance company says fix it or there is no insurance for hail for the entire trailer going forward. Sorta forces my hand.

I saw a thread describing the same issue, wonder how things turned out.
Title: Re: We got hit with Hail, but replace the roof/front?
Post by: DocktorJJ on October 19, 2018, 03:54:07 PM
Sound like the commercials I see on TV.  "Maybe, you have the wrong insurance company?"  Call your local TV consumer reporter bet they'd love this story.
Title: Re: We got hit with Hail, but replace the roof/front?
Post by: popup2012 on October 20, 2018, 10:36:19 AM
Do what I did on a car with very light damage.  Cashed the check and changed insurance companies.
Title: Re: We got hit with Hail, but replace the roof/front?
Post by: Gibby on October 23, 2018, 09:04:20 AM
We took the settlement, any further damage to the roof / front would have the money paid so far deducted first. Any thing we fix (Awning, AC Shroud) would be like new, any other damage (other than roof / front) is as new.

Too many people (and some experts) were screaming to not tear it apart. Come next year I am going to see if I can do some minor dent repair on my own, and get it re-inspected then.

Suffice to say camping season is done for the year  :'(